FR
Financing

Compare financing cost using your own rates

Enter project cost, cash contribution, then up to three loan or line-of-credit scenarios. RenoAtlas compares monthly payment, interest, fees and total cost.

Important: Default rates are editable examples only. This tool recommends no lender and does not account for penalties, taxes, credit insurance, rate changes or opportunity cost unless you include them in fees.
Option A
Option B
Option C

Compare the same amount

Every scenario automatically finances project cost minus the cash contribution.

Enter real fees

Add application, appraisal, penalty or other known costs to the applicable scenario.

Look beyond the payment

A lower monthly payment may simply spread interest over a longer period.

Related path

Continue with the right tools

These links connect this page to the next useful checks and decisions without repeating the full content.

Build a project budgetBreak down labour, materials, equipment, permits, overhead and contingency.Open →Compare contractor quotesCompare scopes and exclusions instead of only the final total.Open →Review material pricesFilter dated observations and compare prices on a common basis.Open →Escalate an older costUse two values from the same official series to update an amount.Open →Compare renovation returnsTest costs, savings, service life, added value, NPV and ROI.Open →
Complete project lifecycle

From idea to closeout

Move from a technical decision to a comparable, tracked and documented project.

Unified local file

One home profile for every tool

Save province, year, well/septic, electrical service, budget and context once. RenoAtlas can then prefill compatible tools without sending this data to a server.

Manage profile and backups
V14

Systems to check before closing the work

V14 connects envelope, air, fire, structure, water and code instead of treating each project in isolation.

Renovation dependenciesRenovating while living at homeCode versions
V28

Finish and service details to verify

V28 connects small details that become costly once finishes are closed.

Post-renovation cleaning and indoor air

After the work: money, warranties and records

V37 closes administrative and financial risks that remain after project reception.