Renovation financing and progress advances

Align scope, cash flow, inspections and payment stages when the lender does not release all funds upfront.

Triage and file-closeout tool — not legal, tax, insurance or financing advice. Données vérifiées: 2026-08-23.

VERT / GREEN

Detailed budget, contingency, quotes and schedule are ready before arranging financing.

Some programs/lenders use progress advances and work validation; confirm who funds work between advances.

Do not contract assuming every invoice will be funded immediately; lender rules, as-improved value and inspections can create a cash-flow gap.

Contractor needs payment before next draw Scope changes during work Lender inspection required Financing and construction schedules aligned

V14

V14 connects envelope, air, fire, structure, water and code instead of treating each project in isolation.

V28

V28 connects small details that become costly once finishes are closed.